Does Car Insurance Cover Snow & Ice Damage?

Collision and Comprehensive Coverage for Winter Damage

Collision and comprehensive insurance can cover damages to your car caused by winter weather, such as losing control on a slippery road or having tree branches with snow and ice fall on your vehicle. Make sure you have enough coverage to protect your car from winter-related damages.

Liability Insurance for Accidents

Liability insurance is crucial for protecting yourself in the event of a car accident. Make sure you have enough coverage to cover potential lawsuit costs. Umbrella insurance is a great way to get extra liability coverage at a good price.

Personal Injury Protection and Medical Payments Coverage

Personal injury protection (PIP) or medical payments coverage can cover injuries to yourself and passengers in a car accident. Remember to add this coverage to your policy to ensure you and your passengers are protected in the event of an accident.

Rental Car Insurance

If you plan on traveling, don’t forget about rental car insurance. This coverage can protect you in the event of an accident or damage to the rental car.

Roadside Assistance

Roadside assistance coverage can be a lifesaver if your car breaks down in the winter. Consider adding this coverage to your policy to ensure you have the help you need if your car breaks down on the side of the road.

Winter Emergency Car Kit

A winter emergency car kit is a must-have for any driver in Illinois or anywhere in the Midwest. This kit should include items such as a flashlight, blanket, warm clothing, and non-perishable snacks. By being prepared for any potential issues on the road, you can protect yourself and your passengers.

Protect Yourself, Your Passengers, and Your Vehicle This Winter

By keeping these points in mind, you can ensure you and your car are prepared for the winter weather ahead. Our team at The McBride Agency is happy to answer any questions you have about your current coverage. You can schedule a call with us or import your policies for a full review using the links below.


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