Is Buying Home Insurance Online a Scam?

The (Supposed) Pros of Buying Insurance Online

The convenience of buying insurance online can’t be overstated. You can do it from the comfort of your own home, on your own time, in your sweatpants, without having to deal with another person. And because competition is fierce among online insurers, you might find a cheaper policy than you would with a traditional company. 

The Cons of Buying Insurance Online

 However, there are some serious downsides to buying insurance online that you should be aware of before making the switch. The number one complaint against all insurance companies is the handling of their insurance claim. And because you’re dealing with an impersonal internet company, it can be even harder to get the help you need when you need it most. 

It can also be difficult to get a copy of the policy before buying it from online insurers. This means that you could be inadvertently signing up for something that doesn’t cover what you think it does. That’s why it’s so important to get your insurance from an actual human being that has read and understands the actual policy that they’re selling, so you know what you’re getting into. 

So, are these online insurance companies a scam? Probably not. But there are some serious drawbacks to consider before ditching your traditional insurer in favor of an online company. Weigh the pros and cons carefully and make sure you understand exactly what you’re getting into before making the switch.

And guess what? You can get a quote from The McBride Agency on your own time, from your couch, in your sweatpants! Click the button to schedule time or import your current policies and we’ll get started.


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