When it comes to protecting your home, it’s important to choose the right insurance carrier. There are many options available, and it can be overwhelming to determine which one is the best fit for your needs. If you’re a homeowner in Illinois, you have several top choices to consider, and with so many carriers out there, it can be difficult to decide which one is right for you. To help you decide, we’ve compiled a list of our top 3 home insurance carriers in Illinois for 2023.
#3: Pekin Insurance
A Long-Standing Carrier with a Good Reputation
Coming in at number three: Pekin Insurance. Pekin has been serving the needs of Illinois residents for over 100 years. It’s a long-standing carrier with roots that go deep with its corporate headquarters in Pekin, Illinois. They have an excellent reputation in the industry, flexible coverage, customizable endorsements, and they’ve even increased the discount for bundling your auto and home as of early January 2023. Pair this with their notoriety for providing excellent customer service, you see why they belong in our top three.
Pekin Insurance offers a variety of coverage options for both individuals and businesses. Whether you need coverage for your home, car, or personal belongings, Pekin Insurance has a solution for you.
#2: Safeco Insurance Company
Customizable Coverage and Expert Advice
Safeco Insurance Company is another excellent choice for homeowners in Illinois and sits at number two on this year’s list. Safeco specializes in providing customizable coverage with unique offerings like single-loss deductibles, water seepage or leakage, equipment breakdown, and new a cyber protection coverage where current claims won’t impact future premiums. In addition to their fantastic home insurance, Safeco also offers coverage for automobiles, boats, and personal liability.
#1: Openly
An A+ Rated Carrier
This year’s choice for the best home insurance carrier in Illinois is Openly! They offer exceptional coverage and have earned an A+ rating from the Better Business Bureau. They’ve mastered the ability to streamline quoting and policy service with a modern feel. As they continue to improve their offerings, it’s important to note that Openly offers a guaranteed replacement cost for your home of $5M. Pair that with fully customizable coverages and endorsements that include equipment breakdown AND buried service lines Openly is hard to beat.
Comparing Rates and Making a Decision
When it comes to choosing a home insurance carrier, it’s essential to do your research and compare rates. There are many factors that can affect the cost of your coverage, including the location of your home, the age and condition of the property, and the type of coverage you need. By shopping around and comparing rates from multiple carriers, you can find the best deal for your needs.
Our team can help you compare rates and find the right home insurance coverage for your needs. We represent a variety of carriers, including Pekin, Safeco, and Openly. To get a quote or learn more about customizable coverage options, you can schedule time with our team or import your current policies for a full review using the buttons below.
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