Why do I need water backup coverage for my single-story home or apartment?

Whether you live in a single-story home or apartment, it’s important to have water backup coverage. Many people think that because they don’t own property and therefore can’t be flooded, they don’t need this type of coverage. However, what many people don’t realize is that water backup policies cover much more than just flooding. In fact, most policies will cover damage caused by backed-up sewers, burst pipes, and even appliances like refrigerators and dishwashers. If you’re one of the many people who doesn’t have this coverage, it’s time to consider getting it. Not only will it provide peace of mind in the event of a disaster, but it could also save you a lot of money in the long run. Here’s 4 things that might happen where water backup coverage could save your bacon (and savings account).
Your home suffers water damage as a result of a backed-up sewer 
Few things are as gross – and as damaging – as a sewer backup. Whether it’s caused by a sewage line break or heavy rains, the results are always the same: dirty water spilling into your home and ruining everything it comes into contact with. The good news is that water damage from a sewage backup is typically covered by water backup coverage. The bad news is that you’re still going to have to deal with the mess – and the smell. So if you find yourself dealing with a water backup, try not to panic. Just be thankful that your insurance will cover the damages.


You experience water damage as a result of an overflowing sink, dishwasher, or washing machine 
Even though you may feel that your apartment is watertight, one broken dishwasher or errant sink can cause a lot of water damage. And if you don’t have water backup coverage as part of your renters insurance policy, you could be stuck footing the entire bill. Just imagine: all that water, damaging your walls, your floors, your beloved possessions. It would be a nightmare. 
But with water backup coverage, you can rest assured that you’re protected in case of any kind of water emergency. So don’t wait until it’s too late – make sure you’re covered today.

Your sump pump fails and water starts coming in through the foundation 
If your sump pump fails and water starts leaking into your home from the foundation, it could do some serious damage. Water backup coverage from your insurance company would help pay for the repairs. But if you don’t have that coverage, you could be stuck footing the bill yourself. So, before water starts gushing into your home, make sure you’re properly protected. Otherwise, you might end up with a repair bill that’s sky-high.
You wake up to a flooded bathroom after your toilet overflows in the middle of the night
If you’ve ever experienced a toilet leak, you know the damage it can cause. But what happens when that leak goes undetected overnight and causes your bathroom to flood? Water backup coverage from your insurance policy can help pay for the repairs. 


Okay, so those are just a few of the ways your single-story home or apartment could suffer water damage. The good news is that you can protect yourself from all of these disasters (and more!) with Water Backup Coverage. No one wants to deal with the hassle and expense of water damage, so don’t wait – book a call today and find out how easy it is to get protection for your biggest investment.
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