Protect Your Toys with Specialized Insurance

Standard auto or homeowners insurance policies often don’t provide the comprehensive protection your toys need. That’s why we offer customized insurance policies for motorcycles, RVs, and boats, ensuring you have the right coverage for the unique risks associated with these vehicles.

• Motorcycle Insurance: Protects your bike, your gear, and your passengers with coverage that includes liability, collision, and comprehensive options.
• RV Insurance: Whether you're living in your RV full-time or using it for weekend getaways, we’ll help you find the right policy to protect your home on wheels.
• Boat Insurance: Enjoy peace of mind on the water with boat insurance that covers your vessel, equipment, and liability.

Benefits of Working with The McBride Agency

At The McBride Agency, we believe in providing more than just a policy—we’re your partners in protection. As an independent insurance agency, we have access to a wide network of top insurance carriers, allowing us to find the most competitive rates and the best coverage for your specific needs.

• Custom Coverage: No two toys are alike, and neither are our policies. We’ll tailor your coverage to fit your vehicle and how you use it.
• Affordable Rates: We shop around for you, comparing rates from top providers to find you the best deal without compromising on coverage.
• Expert Advice: We know the ins and outs of recreational vehicle insurance, so we’ll help you navigate your options and find the right policy.
• Claims Advocacy: Should anything happen to your toys, we’ll be there to guide you through the claims process, ensuring you get the support you need.

What Does Our Recreational Vehicle Insurance Cover?

We provide comprehensive coverage options for all types of recreational vehicles, including:

• Liability Coverage: Protects you financially if you cause damage to someone else’s property or if someone is injured while using your vehicle.
• Collision Coverage: Covers repairs or replacement of your vehicle if it’s damaged in an accident, regardless of who’s at fault.
• Comprehensive Coverage: Protects against non-accident-related damage, such as theft, vandalism, or natural disasters.
• Personal Injury Protection: Helps cover medical expenses for you and your passengers in the event of an accident.
• Equipment Coverage: Protects additional gear or accessories attached to your vehicle, like boat equipment, motorcycle upgrades, or RV accessories.

How Our Process Works

We make it easy to find the right coverage for your toys, so you can focus on having fun:

• Start a Quote: Share details about your motorcycle, RV, or boat, and tell us how you use it.
• We Compare Providers: We shop multiple insurance carriers to find the most competitive rates and coverage options tailored to your needs.
• Choose Your Policy: Pick the plan that fits your lifestyle and budget, and we’ll handle the rest.

Why Toy Owners in Dixon, IL Choose Us

At The McBride Agency, we’ve been helping clients protect their recreational vehicles for nearly 10 years. We know how much joy these toys bring, and we’re here to make sure they stay protected so you can enjoy them worry-free.

• Independent Expertise: We work with a variety of insurance providers to ensure you get the best policy for your specific vehicle, whether it’s a motorcycle, RV, or boat.
• Personalized Service: We take the time to understand your needs and provide coverage options that work for you.
• Local Knowledge: As part of the Dixon, IL community, we understand the risks and concerns that recreational vehicle owners face in our area.

Frequently Asked Questions About Motorcycle, RV, and Boat Insurance

Do I need separate insurance for my motorcycle, RV, or boat?
Yes, each type of recreational vehicle requires its own specific coverage. Standard auto or homeowners insurance typically does not cover motorcycles, RVs, or boats. We’ll help you find a separate policy that provides the appropriate protection.

What factors affect the cost of motorcycle, RV, or boat insurance?
The cost of insurance depends on the type of vehicle, its value, how often you use it, and where it's stored. We work with multiple carriers to ensure you get the best rate for your coverage needs.

Is RV insurance mandatory?
Yes, in most states, liability coverage is required for RVs, just like with standard vehicles. If you live in your RV full-time, you may need additional coverage, such as personal property and full-timer liability insurance.

Does boat insurance cover me on all types of water?
Boat insurance typically covers inland waters and some coastal areas. If you plan to boat internationally or in certain high-risk areas, we’ll work with you to ensure your policy includes the coverage you need.