If you’re an Illinois homeowner and you have a basement, specifically a finished basement, you could be sitting on a ticking time bomb. I don’t mean that literally, of course, but financially, the risk is very real. If you have…
How Illinois Contractors Are Paying for $0 Coverage If you operate in Northern Illinois as a residential general contractor, a property investor, or a professional property flipper, you must give this scenario serious attention. You pay your insurance premiums diligently.…
If you own an ATV, a UTV, or a side-by-side here in Illinois, I have an important, potentially million-dollar message for you. You might be sitting on a massive liability gap and not even know it. Recently, a McHenry County…
Alright, Illinois homeowners, this is the one you need to pay attention to. Your home insurance deductible just got a little bit more expensive, and the chances are very high that you had no idea this change was coming. This…
If you operate anywhere in the Illinois construction landscape, you don’t just build structures; you build relationships fortified by contracts. Whether you are a general contractor in Chicago or a specialty subcontractor down in Springfield, the paperwork is endless. And…
It was the perfect gift. Maybe a birthday, or a hard-earned reward. You bought your child a sleek, new motorized scooter. The weather finally turned nice, and now they are happily riding it to school, down to the corner store,…
Let’s just pretend for just a second. I know you’re a business owner. I know you’re a contractor. You’ve completed a job for a client. You are confident in your work. Then, that client decides that there is some damage…
The sky turns that familiar shade of bruised purple, and Illinois residents know the drill. Storm season has officially arrived. While we’ve already discussed deductibles and initial storm preparation recently, two critical developments have emerged this April that fundamentally change…
Earlier today, I was standing in line at a coffee shop in Illinois, waiting to meet a student I mentor (the collaborative meeting pictured below). While I was waiting for my latte, a contractor I work with walked in. He…
If you are a parent in Illinois with a child between the ages of 15 and 25, you’ve likely had “the talk.” No, not that one—the one with your insurance agent about the staggering cost of adding a young driver…
